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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,885 | $97,732+4.2% | $83,831+21.5% | $135,380-24.7% |
| Participation rate | 72.7% | 80.0%-7.2pp | 76.1%-3.4pp | 82.6%-9.9pp |
| Annual return | -4.87% | 1287.56%-1292.4pp | 850.99%-855.9pp | 519.81%-524.7pp |
| Employer contribution / active EE | $4,934 | $4,222+16.9% | $3,631+35.9% | $4,779+3.2% |
| Participant deferral / active EE | $3,846 | $4,683-17.9% | $4,082-5.8% | $5,609-31.4% |
| Admin fee / account holder | $5,795 | $6,675-13.2% | $5,479+5.8% | $10,828-46.5% |