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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,398 | $48,327-33.0% | $67,575-52.1% | $80,935-60.0% |
| Participation rate | 76.9% | 66.4%+10.5pp | 72.9%+4.0pp | 67.7%+9.3pp |
| Annual return | 14.75% | 18.31%-3.6pp | 3528.98%-3514.2pp | 35.66%-20.9pp |
| Employer contribution / active EE | $137 | $2,022-93.2% | $2,736-95.0% | $2,757-95.0% |
| Participant deferral / active EE | $4,300 | $2,927+46.9% | $4,003+7.4% | $4,2990% |
| Admin fee / account holder | $3,064 | $3,692-17.0% | $3,993-23.3% | $6,924-55.7% |