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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,496 | $157,304-34.8% | $141,197-27.4% | $152,909-33.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 14.91% | 64.34%-49.4pp | 71.41%-56.5pp | 345.46%-330.6pp |
| Employer contribution / active EE | $5,263 | $5,2630% | $4,736+11.1% | $4,764+10.5% |
| Participant deferral / active EE | $5,913 | $7,111-16.8% | $6,710-11.9% | $5,851+1.1% |
| Admin fee / account holder | $362 | $12,126-97.0% | $10,265-96.5% | $11,601-96.9% |