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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,202 | $181,896-60.9% | $156,551-54.5% | $273,972-74.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 7.49% | 30.74%-23.3pp | 32.23%-24.7pp | 41.46%-34.0pp |
| Employer contribution / active EE | $5,675 | $6,248-9.2% | $5,501+3.2% | $4,869+16.6% |
| Participant deferral / active EE | $6,410 | $5,550+15.5% | $4,871+31.6% | $5,287+21.2% |
| Admin fee / account holder | $311 | $15,560-98.0% | $13,028-97.6% | $10,133-96.9% |