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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,545 | $90,607-50.8% | $79,467-43.9% | $135,380-67.1% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -8.04% | 977.74%-985.8pp | 718.30%-726.3pp | 519.81%-527.8pp |
| Employer contribution / active EE | $4,926 | $3,068+60.6% | $2,800+75.9% | $4,779+3.1% |
| Participant deferral / active EE | $12,333 | $4,050+204.5% | $3,704+233.0% | $5,609+119.9% |
| Admin fee / account holder | $334 | $5,895-94.3% | $5,104-93.5% | $10,828-96.9% |