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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,230 | $181,062-64.0% | $158,223-58.8% | $155,188-58.0% |
| Participation rate | 90.9% | 82.7%+8.3pp | 79.2%+11.7pp | 80.8%+10.1pp |
| Annual return | 21.06% | 57.39%-36.3pp | 52.09%-31.0pp | 148.84%-127.8pp |
| Employer contribution / active EE | $3,741 | $4,565-18.1% | $4,109-9.0% | $4,248-11.9% |
| Participant deferral / active EE | $7,326 | $6,134+19.4% | $5,467+34.0% | $6,531+12.2% |
| Admin fee / account holder | $2,357 | $18,825-87.5% | $16,047-85.3% | $14,480-83.7% |