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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,230 | $172,111-62.1% | $150,298-56.6% | $137,256-52.5% |
| Participation rate | 90.9% | 81.7%+9.2pp | 77.8%+13.1pp | 80.0%+10.9pp |
| Annual return | 21.06% | 69.37%-48.3pp | 62.79%-41.7pp | 220.34%-199.3pp |
| Employer contribution / active EE | $3,741 | $4,636-19.3% | $4,154-10.0% | $4,156-10.0% |
| Participant deferral / active EE | $7,326 | $6,166+18.8% | $5,453+34.4% | $6,407+14.3% |
| Admin fee / account holder | $2,357 | $16,471-85.7% | $14,116-83.3% | $12,270-80.8% |