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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $419,299 | $198,457+111.3% | $170,435+146.0% | $147,586+184.1% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 13.92% | 257.30%-243.4pp | 205.94%-192.0pp | 578.59%-564.7pp |
| Employer contribution / active EE | $5,633 | $6,183-8.9% | $5,432+3.7% | $4,876+15.5% |
| Participant deferral / active EE | $13,226 | $5,629+135.0% | $4,939+167.8% | $5,439+143.2% |
| Admin fee / account holder | $7,187 | $16,852-57.4% | $13,881-48.2% | $10,886-34.0% |