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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,738 | $167,522-81.7% | $151,639-79.7% | $134,532-77.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -27.71% | 7.81%-35.5pp | 3.34%-31.1pp | 418.27%-446.0pp |
| Employer contribution / active EE | $4,008 | $6,828-41.3% | $6,165-35.0% | $4,741-15.5% |
| Participant deferral / active EE | $10,638 | $8,986+18.4% | $8,363+27.2% | $6,401+66.2% |
| Admin fee / account holder | $1,192 | $13,780-91.4% | $11,613-89.7% | $11,429-89.6% |