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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,981 | $176,105-44.4% | $159,474-38.6% | $167,536-41.5% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 5.16% | 331.91%-326.8pp | 263.68%-258.5pp | 478.82%-473.7pp |
| Employer contribution / active EE | $14,247 | $5,299+168.9% | $4,831+194.9% | $4,839+194.4% |
| Participant deferral / active EE | $8,062 | $7,751+4.0% | $7,353+9.6% | $6,342+27.1% |
| Admin fee / account holder | $65,663 | $12,559+422.8% | $10,802+507.9% | $12,315+433.2% |