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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,004 | $159,934-36.8% | $147,005-31.3% | $145,959-30.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 7.67% | 98.24%-90.6pp | 418.76%-411.1pp | 561.95%-554.3pp |
| Employer contribution / active EE | $3,168 | $5,287-40.1% | $4,934-35.8% | $4,661-32.0% |
| Participant deferral / active EE | $6,349 | $8,427-24.7% | $8,070-21.3% | $6,689-5.1% |
| Admin fee / account holder | $43,751 | $15,053+190.6% | $13,006+236.4% | $13,398+226.6% |