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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,768 | $144,130-73.8% | $117,861-68.0% | $147,586-74.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 21.49% | 531.20%-509.7pp | 335.11%-313.6pp | 578.59%-557.1pp |
| Employer contribution / active EE | $2,018 | $4,897-58.8% | $3,786-46.7% | $4,876-58.6% |
| Participant deferral / active EE | $4,618 | $5,316-13.1% | $4,482+3.0% | $5,439-15.1% |
| Admin fee / account holder | $1,056 | $10,887-90.3% | $8,021-86.8% | $10,886-90.3% |