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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,351 | $96,731-60.4% | $123,973-69.1% | $86,983-55.9% |
| Participation rate | 92.6% | 70.0%+22.6pp | 76.7%+15.9pp | 69.5%+23.1pp |
| Annual return | 12.27% | 17.33%-5.1pp | 388.13%-375.9pp | 25.83%-13.6pp |
| Employer contribution / active EE | $1,136 | $3,297-65.5% | $4,126-72.5% | $2,584-56.1% |
| Participant deferral / active EE | $283 | $4,152-93.2% | $5,247-94.6% | $4,194-93.2% |
| Admin fee / account holder | $1,466 | $8,722-83.2% | $11,799-87.6% | $7,856-81.3% |