Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,980 | $43,496-3.5% | $161,489-74.0% | $64,340-34.8% |
| Participation rate | 60.5% | 53.5%+7.0pp | 78.7%-18.2pp | 55.2%+5.3pp |
| Annual return | 12.92% | 20.76%-7.8pp | 89.72%-76.8pp | 24.14%-11.2pp |
| Employer contribution / active EE | $580 | $1,431-59.5% | $4,268-86.4% | $1,862-68.9% |
| Participant deferral / active EE | $1,776 | $1,996-11.0% | $5,630-68.4% | $2,980-40.4% |
| Admin fee / account holder | $1,730 | $2,330-25.8% | $16,006-89.2% | $3,703-53.3% |