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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,228 | $124,175+17.0% | $108,405+34.0% | $167,553-13.3% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 0.98% | 1380.13%-1379.1pp | 905.55%-904.6pp | 478.89%-477.9pp |
| Employer contribution / active EE | $10,284 | $4,188+145.6% | $3,559+189.0% | $4,840+112.5% |
| Participant deferral / active EE | $2,950 | $6,908-57.3% | $6,563-55.1% | $6,343-53.5% |
| Admin fee / account holder | $1,745 | $9,457-81.5% | $7,297-76.1% | $12,316-85.8% |