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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $437,813 | $209,874+108.6% | $189,537+131.0% | $167,536+161.3% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 17.85% | 748.61%-730.8pp | 555.34%-537.5pp | 478.82%-461.0pp |
| Employer contribution / active EE | $10,948 | $6,913+58.4% | $6,161+77.7% | $4,839+126.2% |
| Participant deferral / active EE | $15,834 | $8,934+77.2% | $8,220+92.6% | $6,342+149.7% |
| Admin fee / account holder | $42,867 | $14,299+199.8% | $12,048+255.8% | $12,315+248.1% |