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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,238 | $138,102-39.7% | $125,381-33.6% | $134,532-38.1% |
| Participation rate | 88.9% | 84.5%+4.4pp | 82.4%+6.5pp | 81.2%+7.7pp |
| Annual return | -18.59% | 750.73%-769.3pp | 572.31%-590.9pp | 418.27%-436.9pp |
| Employer contribution / active EE | $693 | $5,245-86.8% | $4,815-85.6% | $4,741-85.4% |
| Participant deferral / active EE | $8,045 | $7,801+3.1% | $7,448+8.0% | $6,401+25.7% |
| Admin fee / account holder | $964 | $11,568-91.7% | $10,007-90.4% | $11,429-91.6% |