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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,668 | $115,814-65.7% | $101,275-60.8% | $158,982-75.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 14.76% | 56.16%-41.4pp | 46.48%-31.7pp | 302.99%-288.2pp |
| Employer contribution / active EE | $4,757 | $4,176+13.9% | $3,660+30.0% | $4,763-0.1% |
| Participant deferral / active EE | $1,130 | $4,958-77.2% | $4,371-74.2% | $5,983-81.1% |
| Admin fee / account holder | $9,141 | $7,249+26.1% | $5,948+53.7% | $11,252-18.8% |