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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,977 | $129,737-21.4% | $119,126-14.4% | $154,746-34.1% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 11.49% | 379.08%-367.6pp | 282.11%-270.6pp | 172.34%-160.9pp |
| Employer contribution / active EE | $20,400 | $4,375+366.3% | $4,034+405.8% | $4,379+365.9% |
| Participant deferral / active EE | $1,921 | $5,842-67.1% | $5,318-63.9% | $6,730-71.5% |
| Admin fee / account holder | $10,745 | $11,961-10.2% | $10,693+0.5% | $14,365-25.2% |