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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,238 | $100,147+184.8% | $81,286+250.9% | $145,877+95.5% |
| Participation rate | 95.2% | 74.2%+21.0pp | 69.5%+25.7pp | 80.3%+14.9pp |
| Annual return | 20.25% | 34.44%-14.2pp | 24.80%-4.5pp | 551.28%-531.0pp |
| Employer contribution / active EE | $9,524 | $2,977+219.9% | $2,463+286.7% | $4,663+104.2% |
| Participant deferral / active EE | $6,661 | $4,607+44.6% | $3,883+71.5% | $6,691-0.4% |
| Admin fee / account holder | $36,805 | $8,201+348.8% | $5,764+538.5% | $13,402+174.6% |