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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,238 | $100,262+184.5% | $81,370+250.5% | $145,897+95.5% |
| Participation rate | 95.2% | 74.3%+21.0pp | 69.5%+25.7pp | 80.3%+14.9pp |
| Annual return | 20.25% | 34.52%-14.3pp | 24.85%-4.6pp | 552.29%-532.0pp |
| Employer contribution / active EE | $9,524 | $2,979+219.7% | $2,464+286.5% | $4,663+104.3% |
| Participant deferral / active EE | $6,661 | $4,612+44.4% | $3,885+71.4% | $6,689-0.4% |
| Admin fee / account holder | $36,805 | $8,163+350.9% | $5,749+540.2% | $13,390+174.9% |