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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,631 | $102,828+30.0% | $105,387+26.8% | $152,909-12.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 1.20% | 20.85%-19.7pp | 26.82%-25.6pp | 345.46%-344.3pp |
| Employer contribution / active EE | $4,315 | $4,473-3.5% | $4,213+2.4% | $4,764-9.4% |
| Participant deferral / active EE | $1,568 | $5,465-71.3% | $5,502-71.5% | $5,851-73.2% |
| Admin fee / account holder | $506 | $8,683-94.2% | $6,559-92.3% | $11,601-95.6% |