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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,781 | $77,920+74.3% | $149,723-9.3% | $75,177+80.6% |
| Participation rate | 90.3% | 65.6%+24.7pp | 78.8%+11.5pp | 67.2%+23.1pp |
| Annual return | 11.74% | 31.72%-20.0pp | 134.50%-122.8pp | 160.75%-149.0pp |
| Employer contribution / active EE | $5,030 | $3,138+60.3% | $4,821+4.3% | $2,671+88.3% |
| Participant deferral / active EE | $4,359 | $3,411+27.8% | $5,682-23.3% | $4,126+5.6% |
| Admin fee / account holder | $89,724 | $5,951+1407.8% | $13,215+579.0% | $5,651+1487.7% |