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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,749 | $116,203+120.9% | $93,621+174.2% | $152,909+67.9% |
| Participation rate | 92.9% | 78.1%+14.8pp | 75.8%+17.0pp | 82.5%+10.4pp |
| Annual return | 21.20% | 35.96%-14.8pp | 32.76%-11.6pp | 345.46%-324.3pp |
| Employer contribution / active EE | $3,748 | $3,219+16.4% | $2,719+37.9% | $4,764-21.3% |
| Participant deferral / active EE | $5,232 | $4,605+13.6% | $4,070+28.6% | $5,851-10.6% |
| Admin fee / account holder | $5,493 | $10,751-48.9% | $7,890-30.4% | $11,601-52.7% |