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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,082 | $57,352-12.7% | $83,831-40.3% | $64,173-22.0% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -10.15% | 11.38%-21.5pp | 850.99%-861.1pp | 7.63%-17.8pp |
| Employer contribution / active EE | $7,417 | $2,546+191.4% | $3,631+104.3% | $2,381+211.5% |
| Participant deferral / active EE | $3,858 | $2,993+28.9% | $4,082-5.5% | $3,470+11.2% |
| Admin fee / account holder | $757 | $4,046-81.3% | $5,479-86.2% | $4,887-84.5% |