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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,937 | $100,194-55.1% | $122,979-63.5% | $86,983-48.3% |
| Participation rate | 100.0% | 73.0%+27.0pp | 77.2%+22.8pp | 69.5%+30.5pp |
| Annual return | 14.55% | 16.47%-1.9pp | 20.12%-5.6pp | 25.83%-11.3pp |
| Employer contribution / active EE | $0 | $2,326-100.0% | $3,062-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $5,228 | $4,133+26.5% | $5,003+4.5% | $4,194+24.7% |
| Admin fee / account holder | $1,126 | $10,148-88.9% | $12,864-91.2% | $7,856-85.7% |