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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,430 | $127,790+189.1% | $106,555+246.7% | $167,536+120.5% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 10.14% | 33.88%-23.7pp | 26.80%-16.7pp | 478.82%-468.7pp |
| Employer contribution / active EE | $3,904 | $3,428+13.9% | $2,819+38.5% | $4,839-19.3% |
| Participant deferral / active EE | $6,983 | $5,088+37.2% | $4,399+58.8% | $6,342+10.1% |
| Admin fee / account holder | $5,785 | $11,229-48.5% | $7,408-21.9% | $12,315-53.0% |