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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,336 | $107,368+184.4% | $92,915+228.6% | $152,909+99.7% |
| Participation rate | 75.0% | 79.8%-4.8pp | 76.0%-1.0pp | 82.5%-7.5pp |
| Annual return | 19.15% | 145.64%-126.5pp | 109.45%-90.3pp | 345.46%-326.3pp |
| Employer contribution / active EE | $3,330 | $4,222-21.1% | $3,653-8.9% | $4,764-30.1% |
| Participant deferral / active EE | $9,494 | $4,848+95.8% | $4,238+124.0% | $5,851+62.3% |
| Admin fee / account holder | $2,376 | $7,082-66.4% | $5,796-59.0% | $11,601-79.5% |