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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,653 | $125,237+7.5% | $105,608+27.5% | $145,877-7.7% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 11.58% | 225.76%-214.2pp | 116.50%-104.9pp | 551.28%-539.7pp |
| Employer contribution / active EE | $2,303 | $3,720-38.1% | $3,167-27.3% | $4,663-50.6% |
| Participant deferral / active EE | $2,235 | $5,711-60.9% | $5,010-55.4% | $6,691-66.6% |
| Admin fee / account holder | $1,548 | $17,287-91.0% | $11,028-86.0% | $13,402-88.4% |