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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,653 | $125,190+7.6% | $105,624+27.5% | $145,897-7.7% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 11.58% | 225.22%-213.6pp | 116.20%-104.6pp | 552.29%-540.7pp |
| Employer contribution / active EE | $2,303 | $3,720-38.1% | $3,168-27.3% | $4,663-50.6% |
| Participant deferral / active EE | $2,235 | $5,716-60.9% | $5,013-55.4% | $6,689-66.6% |
| Admin fee / account holder | $1,548 | $17,138-91.0% | $10,961-85.9% | $13,390-88.4% |