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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,653 | $126,519+6.4% | $106,201+26.8% | $145,959-7.7% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 11.58% | 225.10%-213.5pp | 116.26%-104.7pp | 561.95%-550.4pp |
| Employer contribution / active EE | $2,303 | $3,726-38.2% | $3,170-27.3% | $4,661-50.6% |
| Participant deferral / active EE | $2,235 | $5,716-60.9% | $5,012-55.4% | $6,689-66.6% |
| Admin fee / account holder | $1,548 | $17,312-91.1% | $11,039-86.0% | $13,398-88.4% |