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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,025 | $167,362+125.3% | $143,799+162.2% | $134,532+180.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -13.17% | 0.47%-13.6pp | -0.04%-13.1pp | 418.27%-431.4pp |
| Employer contribution / active EE | $1,825 | $5,620-67.5% | $4,952-63.2% | $4,741-61.5% |
| Participant deferral / active EE | $675 | $6,447-89.5% | $5,638-88.0% | $6,401-89.5% |
| Admin fee / account holder | $3,623 | $18,094-80.0% | $14,677-75.3% | $11,429-68.3% |