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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,199 | $64,920+213.0% | $103,693+96.0% | $86,983+133.6% |
| Participation rate | 77.8% | 63.6%+14.2pp | 72.6%+5.1pp | 69.5%+8.2pp |
| Annual return | 14.17% | 30.29%-16.1pp | 47.61%-33.4pp | 25.83%-11.7pp |
| Employer contribution / active EE | $0 | $2,141-100.0% | $2,920-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $5,272 | $3,241+62.7% | $4,579+15.1% | $4,194+25.7% |
| Admin fee / account holder | $3,722 | $6,191-39.9% | $7,858-52.6% | $7,856-52.6% |