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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,215 | $148,623-44.0% | $135,974-38.8% | $139,466-40.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 18.31% | 79.30%-61.0pp | 68.30%-50.0pp | 373.66%-355.4pp |
| Employer contribution / active EE | $3,862 | $5,246-26.4% | $4,859-20.5% | $4,754-18.8% |
| Participant deferral / active EE | $7,904 | $8,103-2.4% | $7,760+1.9% | $6,712+17.8% |
| Admin fee / account holder | $2,636 | $12,406-78.8% | $10,767-75.5% | $11,409-76.9% |