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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,471 | $100,811-73.7% | $86,698-69.5% | $134,545-80.3% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -30.85% | 29.11%-60.0pp | 35.96%-66.8pp | 418.37%-449.2pp |
| Employer contribution / active EE | $16,513 | $3,490+373.1% | $2,837+482.1% | $4,742+248.3% |
| Participant deferral / active EE | $7,480 | $5,339+40.1% | $4,656+60.6% | $6,401+16.9% |
| Admin fee / account holder | $1,288 | $10,926-88.2% | $7,492-82.8% | $11,431-88.7% |