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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,947 | $117,895-48.3% | $102,460-40.5% | $145,897-58.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 12.36% | 31.92%-19.6pp | 29.47%-17.1pp | 552.29%-539.9pp |
| Employer contribution / active EE | $12,207 | $3,619+237.3% | $3,025+303.5% | $4,663+161.8% |
| Participant deferral / active EE | $6,424 | $5,736+12.0% | $5,056+27.1% | $6,689-4.0% |
| Admin fee / account holder | $1,838 | $13,353-86.2% | $9,460-80.6% | $13,390-86.3% |