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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,535 | $198,457+8.1% | $170,435+25.9% | $147,586+45.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 6.88% | 257.30%-250.4pp | 205.94%-199.1pp | 578.59%-571.7pp |
| Employer contribution / active EE | $2,055 | $6,183-66.8% | $5,432-62.2% | $4,876-57.8% |
| Participant deferral / active EE | $4,219 | $5,629-25.1% | $4,939-14.6% | $5,439-22.4% |
| Admin fee / account holder | $2,171 | $16,852-87.1% | $13,881-84.4% | $10,886-80.1% |