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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,805 | $72,273-44.9% | $101,275-60.7% | $79,856-50.2% |
| Participation rate | 89.6% | 68.5%+21.1pp | 75.8%+13.7pp | 69.6%+19.9pp |
| Annual return | 14.03% | 22.30%-8.3pp | 46.48%-32.5pp | 31.71%-17.7pp |
| Employer contribution / active EE | $4,270 | $2,691+58.7% | $3,660+16.7% | $2,471+72.8% |
| Participant deferral / active EE | $3,017 | $3,282-8.1% | $4,371-31.0% | $3,741-19.3% |
| Admin fee / account holder | $702 | $4,401-84.1% | $5,948-88.2% | $5,306-86.8% |