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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $489,300 | $154,228+217.3% | $145,433+236.4% | $137,256+256.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 10.99% | 74.59%-63.6pp | 66.58%-55.6pp | 220.34%-209.3pp |
| Employer contribution / active EE | $3,500 | $4,804-27.1% | $4,554-23.2% | $4,156-15.8% |
| Participant deferral / active EE | $4,317 | $8,216-47.5% | $7,897-45.3% | $6,407-32.6% |
| Admin fee / account holder | $13,509 | $14,344-5.8% | $13,129+2.9% | $12,270+10.1% |