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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $490,132 | $202,342+142.2% | $172,752+183.7% | $152,897+220.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 16.11% | 1029.83%-1013.7pp | 802.97%-786.9pp | 345.43%-329.3pp |
| Employer contribution / active EE | $6,463 | $5,858+10.3% | $5,144+25.6% | $4,764+35.7% |
| Participant deferral / active EE | $11,812 | $5,948+98.6% | $5,198+127.2% | $5,851+101.9% |
| Admin fee / account holder | $1,514 | $17,111-91.2% | $13,955-89.2% | $11,599-86.9% |