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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,644 | $114,013-55.6% | $103,693-51.2% | $155,188-67.4% |
| Participation rate | 66.7% | 75.2%-8.5pp | 72.6%-6.0pp | 80.8%-14.1pp |
| Annual return | 14.60% | 49.31%-34.7pp | 47.61%-33.0pp | 148.84%-134.2pp |
| Employer contribution / active EE | $762 | $3,131-75.7% | $2,920-73.9% | $4,248-82.1% |
| Participant deferral / active EE | $1,270 | $4,970-74.4% | $4,579-72.3% | $6,531-80.6% |
| Admin fee / account holder | $2,748 | $8,407-67.3% | $7,858-65.0% | $14,480-81.0% |