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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,644 | $72,071-29.7% | $68,368-25.9% | $137,256-63.1% |
| Participation rate | 66.7% | 76.2%-9.6pp | 73.8%-7.1pp | 80.0%-13.3pp |
| Annual return | 14.60% | 353.14%-338.5pp | 292.57%-278.0pp | 220.34%-205.7pp |
| Employer contribution / active EE | $762 | $2,788-72.7% | $2,649-71.2% | $4,156-81.7% |
| Participant deferral / active EE | $1,270 | $4,410-71.2% | $4,123-69.2% | $6,407-80.2% |
| Admin fee / account holder | $2,748 | $5,336-48.5% | $5,150-46.6% | $12,270-77.6% |