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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,856 | $142,392-86.8% | $119,622-84.2% | $134,532-86.0% |
| Participation rate | 76.9% | 82.8%-5.9pp | 79.3%-2.3pp | 81.2%-4.3pp |
| Annual return | -6.78% | -12.46%+5.7pp | -14.98%+8.2pp | 418.27%-425.0pp |
| Employer contribution / active EE | $1,407 | $5,224-73.1% | $4,232-66.7% | $4,741-70.3% |
| Participant deferral / active EE | $2,098 | $6,467-67.6% | $5,601-62.5% | $6,401-67.2% |
| Admin fee / account holder | $3,314 | $13,593-75.6% | $10,328-67.9% | $11,429-71.0% |