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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,234 | $69,012+140.9% | $160,037+3.9% | $68,490+142.7% |
| Participation rate | 75.7% | 65.4%+10.3pp | 78.0%-2.3pp | 67.9%+7.8pp |
| Annual return | -16.24% | -9.65%-6.6pp | 408.95%-425.2pp | -7.85%-8.4pp |
| Employer contribution / active EE | $2,787 | $2,212+26.0% | $4,226-34.0% | $2,597+7.3% |
| Participant deferral / active EE | $5,359 | $4,212+27.2% | $6,184-13.3% | $4,028+33.1% |
| Admin fee / account holder | $5,981 | $4,798+24.7% | $8,716-31.4% | $5,403+10.7% |