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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,050 | $37,446+103.1% | $77,552-1.9% | $79,856-4.8% |
| Participation rate | 72.2% | 41.5%+30.7pp | 54.2%+18.0pp | 69.6%+2.6pp |
| Annual return | 15.50% | 39.76%-24.3pp | 54.82%-39.3pp | 31.71%-16.2pp |
| Employer contribution / active EE | $1,529 | $637+140.0% | $987+55.0% | $2,471-38.1% |
| Participant deferral / active EE | $3,660 | $1,261+190.3% | $1,861+96.7% | $3,741-2.2% |
| Admin fee / account holder | $2,981 | $2,506+18.9% | $2,859+4.3% | $5,306-43.8% |