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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,857 | $104,116+160.1% | $71,089+281.0% | $135,380+100.1% |
| Participation rate | 100.0% | 65.7%+34.3pp | 54.6%+45.4pp | 82.6%+17.4pp |
| Annual return | -6.12% | 1256.51%-1262.6pp | 650.65%-656.8pp | 519.81%-525.9pp |
| Employer contribution / active EE | $1,070 | $1,485-27.9% | $1,088-1.6% | $4,779-77.6% |
| Participant deferral / active EE | $467 | $2,524-81.5% | $1,873-75.1% | $5,609-91.7% |
| Admin fee / account holder | $768 | $4,142-81.5% | $3,082-75.1% | $10,828-92.9% |