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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,476 | $117,829+115.1% | $102,423+147.5% | $145,877+73.8% |
| Participation rate | 85.7% | 78.6%+7.1pp | 76.5%+9.2pp | 80.3%+5.4pp |
| Annual return | 11.57% | 31.83%-20.3pp | 29.42%-17.9pp | 551.28%-539.7pp |
| Employer contribution / active EE | $2,860 | $3,615-20.9% | $3,023-5.4% | $4,663-38.7% |
| Participant deferral / active EE | $10,844 | $5,732+89.2% | $5,054+114.5% | $6,691+62.1% |
| Admin fee / account holder | $441 | $13,335-96.7% | $9,455-95.3% | $13,402-96.7% |