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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,873 | $135,956+76.4% | $123,894+93.6% | $273,972-12.4% |
| Participation rate | 66.7% | 84.1%-17.4pp | 81.4%-14.7pp | 83.0%-16.3pp |
| Annual return | 6.76% | 56.63%-49.9pp | 47.52%-40.8pp | 41.46%-34.7pp |
| Employer contribution / active EE | $5,286 | $5,170+2.2% | $4,617+14.5% | $4,869+8.6% |
| Participant deferral / active EE | $7,070 | $6,343+11.5% | $5,984+18.2% | $5,287+33.7% |
| Admin fee / account holder | $6,893 | $9,817-29.8% | $8,357-17.5% | $10,133-32.0% |