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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,819 | $138,102+79.4% | $125,381+97.7% | $134,532+84.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -14.58% | 750.73%-765.3pp | 572.31%-586.9pp | 418.27%-432.8pp |
| Employer contribution / active EE | $0 | $5,245-100.0% | $4,815-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $11,913 | $7,801+52.7% | $7,448+60.0% | $6,401+86.1% |
| Admin fee / account holder | $18,198 | $11,568+57.3% | $10,007+81.8% | $11,429+59.2% |