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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $332,039 | $196,972+68.6% | $182,262+82.2% | $198,609+67.2% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 14.76% | 158.27%-143.5pp | 140.60%-125.8pp | 202.70%-187.9pp |
| Employer contribution / active EE | $10,000 | $5,364+86.4% | $5,046+98.2% | $5,055+97.8% |
| Participant deferral / active EE | $16,799 | $8,643+94.4% | $8,276+103.0% | $6,977+140.8% |
| Admin fee / account holder | $6,668 | $18,429-63.8% | $16,712-60.1% | $19,030-65.0% |