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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,039 | $71,197-71.9% | $93,669-78.6% | $80,925-75.2% |
| Participation rate | 26.3% | 60.4%-34.1pp | 68.7%-42.4pp | 67.7%-41.3pp |
| Annual return | 13.13% | 11.27%+1.9pp | 133.59%-120.5pp | 35.65%-22.5pp |
| Employer contribution / active EE | $0 | $1,565-100.0% | $2,424-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,467 | $4,036-63.6% | $4,416-66.8% | $4,299-65.9% |
| Admin fee / account holder | $1,459 | $6,959-79.0% | $8,291-82.4% | $6,940-79.0% |